Home
News
Health Insurance
Uninsurable
Term Life Insurance
Survivor Insurance
Senior Settlements
Long Term Care
Request A Quote
Directions
About Us        

 

  

 

 Term Life Insurance

Life Rates Further Reduced
Contact us for a quote

You'll be amazed at the prices

Key Benefits

Level-term - guaranteed premium cost
   
Unisex pricing
   
AAA-rated company

By offering creative policy designs on standard policies.....

Super Preferred and Super Standard Policies...

Free upgrade programs, while they are available.

JMH Insurance can place your application with a company that offers its new preferred-rate clients a super-preferred rate and will also backdate your age by one year. This is a substantial savings over a 10, 15 or 20-year period!

 

Pricing for 10-year term

(For example only. Subject to revision without notice)

For a personalized quote - Click Here
Policy
Benefit		 Age Monthly
Premium*
$1,000,000 35 $ 39.99
$  500,000 45 $ 41.00
$  250,000 55 $ 49.99
 

Let us re-evaluate your old policies at no cost.   You might save money by buying a new policy!

Contact us to lock in a low rate now!
 

*Prices are for best underwriting class, non-smoker.
15-year and 20-year products are also available at favorable rates.

Key Person Life Insurance

 

Are you educating your business owner clients on the need for Key Person Protection?

 

What would happen to their business if the Key Person were to die?

  • Would revenue continue?

  • Would they lose customers?

  • Could they afford to rehire and train a replacement

  • Would the bank recall an outstanding loan?

  • Are your Key Employees' benefits attractive?

  • Would your business stay on the books?

 How it works

The firm purchases a life insurance policy on a key person, it is the owner and the beneficiary.  As the owner the business can:

  • Surrender the policy

  • Borrow against it

  • Use it to pay benefits

  • Collect the Death Benefit

 

 

 

 
 

Send mail to webmaster@jmhinsurance.com with questions or comments about this web site.
Copyright © 2000 Joseph M. Himmelstein & Associates
Last modified: 06/13/2006